At Muscular Dystrophy UK, we understand that living with the condition can make finding suitable or affordable insurance products a challenge. That’s why for our Friends of MDUK scheme, we’ve teamed up with Fish Insurance, a company that specialises in providing insurance products for people who live with pre-existing medical conditions and disabilities.

Fish Insurance has an extensive range of products available including travel, home, car, mobility equipment, funeral planning and insurance for if you employ a carer. Fish insurance policies feature disability specific benefits such as protection for vital mobility aids, adaptations, medicines and carers.

Through our partnership, Fish Insurance is offering members Friends of MDUK a discounted rate on most of their wide range of specially designed products tailored to meet the needs of people who live with Muscular Dystrophy.

Travel Insurance

Single and annual multi-trip cover
All pre-existing medical conditions and disabilities considered
No upper age limit
Provision for a replacement carer
24/7 emergency assistance
Emergency replacement of prescription medicines
No referral for medical screening
Friends receive 15% discount

Home Insurance

Buildings and/or contents insurance
Extensive cover including fire, theft, storm and flood damage
Specialist buildings cover protecting a variety of vital home adaptations
Protection for manual wheelchairs and disability aids such as portable ramps, moving and handling equipment, limb-lifters, bathing aids, beds, chairs and other furniture designed or adapted for your disability
Optional home emergency cover for added reassurance
Family legal protection
Friends receive 15% discount

Car Insurance

Designed specifically for disabled drivers
Insurance for wheelchair adapted cars
New for old cover which specifically protects modifications
Cover for wheelchairs and mobility equipment in transit
Free courtesy car or mobility allowance if a suitable car is not available
Extension to cover a personal assistant
Breakdown recovery insurance as standard
Legal expenses cover as standard
£50 off for Friends of MDUK

  • Thinking of buying a wheelchair accessible vehicle? Check out this Fish Handy Guide first.

Mobility Scooter and Powered Wheelchair Insurance

Up to £2m Public Liability cover
Accidental damage including fire and flood
Theft and vandalism
Get-you-home allowance in the event of loss or breakdown
Hire of replacement scooter
Personal accident
Extended breakdown cover available
Friends receive 10% discount
Stay safe on your scooter with Fish Mobility Scooter Safety guide

Funeral planning cover

Peace of mind for an affordable and convenient way to arrange funeral essentials in advance
Friends get 13 months for the cost of 12

UK Holiday Cancellation

Holiday cancellation and curtailment including loss of deposit
Insure the whole travelling party
Premiums are based on the cost of the holiday, not the age of the traveller or the condition
No need for medical screening

Independent Living cover

Up to £10 million employment liability insurance cover
Up to £5 million public liability cover
24-hour support from the UK’s leading provider of employment law and health and safety services*
Protects against theft by your employee*
Redundancy cover*
Replacement PA cover*
Available on Full Cover policies only
Friends receive 10% discount

To find out more about any of these products and get a quote, visit the Fish Insurance website, or call 0333 331 3815^ to speak to one of their friendly UK based team.

  • Find out more about what others think about Fish on review site Trustpilot.
  • ^ Calls to 0333 numbers are usually chargeable at a local rate from both UK landlines and mobile phones. These calls are usually included within network providers’ “free minutes” packages.
  • Muscular Dystrophy UK is an Introducer Appointed Representative of Fish Administration Ltd. Fish Insurance is a trading style of Fish Administration Ltd. (Registered in England No. 4214119 England & Wales). Registered office: 12 Sceptre Court, Sceptre Way, Bamber Bridge, Preston PR5 6AW. Fish Administration Ltd is authorised and regulated by the Financial Conduct Authority. Financial Services Register No. 310172.
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