In order to claim Universal Credit, you must usually be over 18 years old and younger than
the Pension Credit age.
Sometimes you can claim from the age of 16, such as when you:
- have a limited capability for work
- are caring for a severely disabled person
- are estranged or separated from your parents
- have children
If you are a student, you may not claim Universal Credit unless you are receiving DLA or PIP and have a limited capability for work.
Universal Credit is a means-tested benefit, and you will not be eligible if you have savings, income or assets worth more than £16,000. If you own the home you live in, however, its value is disregarded.
How much will I receive?
This will depend on your circumstances. Everyone receives a standard allowance, which is topped up with any additional amounts you qualify for. These are the current figures.
| Your circumstances | Monthly standard allowance |
| Single and under 25 | £251.77 |
| Single and 25 or over | £317.82 |
| In a couple and both under 25 | £395.20 (for you both) |
| In a couple and one, or both, of you is 25 or over | £498.89 (for you both) |
To see a full list of the rates of payment for each element, please visit: